CERTAINTY OF EXECUTION
We don't submit a loan we're not confident will settle. Every deal is assessed on its structure before it moves.
99% submission confidence rate · Every deal assessed before it moves · 38+ years group operating history
CAPITAL SOLUTIONS
Structured capital across six asset classes.
Altura structures capital around the scenario. Each facility is built from the deal.
Structured Property Finance
Non-standard securities, atypical ownership, borrowers outside standard serviceability.
Self Mananged Super Fund Lending
Residential and commercial SMSF lending for trustees investing through super.
Alt Doc Lending
For self-employed borrowers who cannot provide standard income verification. We find another way.
Development Funding
Construction and development finance structured around milestones, pre-sales, and track record.
Commercial Property Finance
Acquisitions and refinances across office, retail, industrial, strata, and mixed-use.
Private Capital
Short-term private funding for time-sensitive, non-bankable, or high-complexity transactions.
WHO WE WORK WITH
Built for borrowers who don't fit. Partners who need certainty.
FOR BORROWERS
You have complexity the banks won't hold.
If your financials are non-standard, your structure is complex, or your timeline doesn't suit a bank's process, Altura assesses the scenario on its merits and structures a path forward.
Investors, developers, and business owners who require a commercially considered approach to capital.
FOR BROKERS & ADVISERS
When the bank says no, we find the structure.
Altura gives brokers and advisers a decisive, credible answer without wasting a submission. We protect your reputation through disciplined assessment and stay close to the deal from scenario through to settlement.
No false starts. No chasing. A partner who operates with the same standards you do.
SCENARIO DESK
Discuss your scenario.
Submit a brief outline of your scenario and we'll respond with an indicative assessment within 24 hours. No obligation. No wasted submissions.
Altura targets a 99% loan submission confidence rate. We only move when the structure is sound.
RECENT TRANSACTIONS
Deals we've structured. Outcomes we've delivered.
Every card below represents a real scenario where Altura provided a path forward. Deal details are anonymised.
ALT DOC · NSW
$1.5M
Self-employed borrower with multiple bank declines. Non-standard income across two businesses, no finalised financials available at time of application.
Structured and settled in 3 weeks
SMSF · QLD
$1.2M
Business owners purchasing their commercial premises through an SMSF. Lease expired, vendor deadline imminent. Previous lender unable to move in time.
Approved and settled on deadline
PRIVATE CAPITAL · NSW
$5.0M
Existing private facility approaching expiry with less than five business days before default interest would apply. Refinance required immediately.
Funded in under 5 business days
Capital insights. Quarterly.
Scenario commentary, market observations, and structuring notes for brokers and sophisticated borrowers.