ABOUT ALTURA FUNDING
Structured capital. Disciplined execution.
Altura Funding is the private credit and non-bank lending platform within AAA Financial Group. We exist to deliver intelligent, structured capital solutions where traditional banks fall short.
OUR HERITAGE
Thirty-eight years of lending, rebuilt for what's next.
Altura Funding operates as the capital and execution arm of AAA Financial Group, founded in 1988 by John Macalyk, the 12th individual in Australia to obtain an Australian Credit Licence, and present at the founding meeting of what is now the MFAA.
That foundation of disciplined governance and industry credibility underpins everything Altura does. We are not a new entrant to lending. We are a specialist platform built on decades of complex transaction experience, restructured to serve sophisticated borrowers and professional partners who require more than standard policy allows.
Altura Funding is privately owned and operated.
HOW WE OPERATE
Solution-led. Execution-focused. Built on trust.
Certainty of Execution
We only proceed with scenarios we are confident will settle. We assess the deal fully before submission, not after.
Strategic Structuring
We are solution-led, not rate-led. Every deal is assessed on its own commercial logic and structured accordingly.
High Trust Integrity
We operate as a capital platform, not a personal brand. Long-term credibility is built through disciplined governance and measured positioning.
Partnership Over Transaction
We build lasting relationships with referral partners and sophisticated borrowers. Repeat outcomes and strategic alignment matter more to us than volume.
IN THEIR WORDS
What our partners and borrowers say.
Altura works with brokers, borrowers, and referral partners who require certainty of execution. These are some of their words.
"Altura is the partner I refer clients to when the deal matters. They communicate clearly, execute reliably, and never leave me chasing updates. That consistency is what keeps me coming back."
M. NGUYEN • MORTGAGE BROKER
"We'd been knocked back twice before speaking with Altura. From the first conversation it was clear they actually understood our situation. They found a structure that worked, kept us informed throughout, and delivered exactly what they promised."
D. & S. PATEL •
BORROWERS, SYDNEY NSW
"As a financial planner, I need to know that any referral I make reflects well on me. Altura have never let me down — they treat my clients with the same care and professionalism I would expect for myself."
T. MORRISON • FINANCIAL PLANNER